We Know the Businesses We Fund

Junior producers wait for their marketer's monthly payment. Oilfield service companies wait on operators who pay field tickets in 60 to 90 days. Both carry payroll, fuel and equipment costs in the meantime.

Carriers pay for fuel, drivers and repairs every week, while shippers and brokers pay invoices on their own schedules. Factoring keeps trucks moving between delivery and payment.

Staffing agencies run payroll every week or two, and their clients often take 60 days or more to pay. The faster an agency grows, the wider that gap becomes.

Security, cleaning and facility service companies bill property managers, corporate clients and institutions that pay on long cycles. Wages and supplies cannot wait for them.

Consultants, engineers and IT firms invoice on milestones or monthly, often to large organizations with long approval chains. Their people are paid long before those invoices are.